By accessing and using this site, you agree to comply with these terms and conditions. If you do not agree with any part of these terms, please refrain from using our financial coaching services.
2. SMS Program
- By opting in to our SMS program you are agreeing to receive financial coaching tips and updates to our coaching program.
-You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
-If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected].
-Carriers are not liable for delayed or undelivered messages.
-As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
For privacy-related inquiries, please refer to our privacy policy.
3. Services
Our services include personalized financial coaching designed to help you improve your financial well-being, retirement planning, and financial coaching for a secure future. All advice and guidance provided are based on the information you provided us, and it is your responsibility to ensure that all details provided are accurate and current.
4. Client Responsibilities
You agree to use our coaching services for lawful and constructive purposes. Any misuse, including providing false information or attempting to manipulate outcomes, may result in the immediate termination of your access to our services.
5. Payment Terms
Fees for our financial coaching services will be discussed during your initial consultation. Payments must be made according to the agreed schedule. Failure to make timely payments may cause the suspension or termination of your coaching sessions.
6. Disclaimer
Our financial coaching services are provided on an “as is” basis. While we strive to offer valuable guidance, we do not guarantee any specific outcomes, and we cannot be held responsible for any financial decisions or outcomes that result from our advice.
7. Limitation of Liability
We are not liable for any direct, indirect, incidental, or consequential damages that may arise from the use of our coaching services. All financial decisions and actions remain the sole responsibility of the client.
8. Changes to Terms
We reserve the right to modify these terms at any time. Any changes will be effective immediately upon posting on this page. It is your responsibility to review these terms regularly to stay informed of any updates.
9. Governing Law
These terms are governed by the laws of the jurisdiction in which we operate. Any disputes arising from these terms will be handled in the appropriate courts of this jurisdiction.
10. SMS Communications
By providing your mobile phone number through the Platform or our services, you confirm that you are at least 18 years of age and consent to receive SMS or MMS text messages from us. These messages may include appointment reminders, service updates, account notifications, and promotional communications where permitted by law.
Message frequency may vary depending on your interaction with our services. Standard message and data rates may apply according to your mobile carrier.
You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will no longer receive marketing messages, though you may still receive necessary service or transactional messages where permitted by law.
We maintain SMS practices in accordance with applicable Trust & Regulatory Compliance (TRC) standards and relevant telecommunications regulations, including consent and consumer protection requirements.
